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IBPS Clerk Previous Year Cut-Offs (2020-2024): A Strategic Analysis for Success

An in-depth analysis of the official IBPS Clerk Prelims & Mains Cut Off marks from 2020 to 2024. Understand the trends and set a smart target score for success.

IBPS Clerk Previous Year Cut Off (2020-2024): A Detailed Trend Analysis

The cut-off is the ultimate benchmark every IBPS Clerk aspirant chases. This deep dive into the Prelims and Mains cut-off trends from the past five years will help you understand the competition and set a winning target.

The Key to Banking Exams: Understanding State-wise Cut-Offs

Before we dive into the numbers, it's crucial to understand a key feature of the IBPS Clerk exam: the cut-offs are declared **state-wise**. This means the cut-off for Maharashtra will be different from the cut-off for Uttar Pradesh. This happens because the number of vacancies and the number of applicants vary from state to state. Therefore, when setting your target, you should always refer to the cut-off of the state you are applying from.

For this analysis, we will refer to the cut-offs of a few representative states to understand the general trend.

IBPS Clerk Prelims Cut-Off: The Speed Test Benchmark

The Prelims is a qualifying stage. Your score here is only to get you shortlisted for the Mains. The following table shows the Prelims cut-off (out of 100) for the General (UR) category in a high-competition state like Uttar Pradesh.

IBPS Clerk Prelims Cut-Off (Uttar Pradesh - General/UR)
Exam Cycle Cut-Off Score (Out of 100)
2023-2474.25
2022-2384.25
2021-2277.00
2020-2173.50
Analysis of Prelims Cut-Off Trends:
  • The Volatility: The most striking feature is the fluctuation. The significant jump to 84.25 in 2022 and the subsequent drop in 2023 show how much the cut-off can vary based on the paper's difficulty and the number of vacancies.
  • The 75+ Target: Barring the high-scoring 2022 exam, the cut-off has generally been in the 70s. This tells us that a consistent mock test score of **80-85+** is a very safe target to aim for, ensuring you are well-protected against any fluctuations.
  • Speed is Everything: Achieving a score of 80+ in 60 minutes is only possible with a strategy that prioritizes speed and question selection. This data reinforces the need to master "speed maths" and quick-win reasoning topics.

The Final Frontier: IBPS Clerk Mains & Final Allotment Cut-Off Analysis

This is the number that matters. Since there is no interview, your score in the Mains exam is the sole determinant of your final selection. The marks obtained in the Mains (out of 200) are normalized to a score out of 100 for the final merit list.

Let's look at the Final Allotment Cut-Off (out of 100) for the General (UR) category in a few representative states.

IBPS Clerk Final Allotment Cut-Off (General/UR - Out of 100)
Exam Cycle Uttar Pradesh Maharashtra West Bengal
2023-24 42.75 38.75 44.50
2022-23 40.88 36.00 42.63
2021-22 46.00 41.25 47.50
2020-21 44.56 40.13 44.88

This data is based on official results. For state-specific cut-offs, always refer to the official scorecards on www.ibps.in.

IBPS Clerk Prelims Cut-Off 2023 (State-wise)
State / UT UR (General) OBC EWS SC ST
Andhra Pradesh 54.00 54.00 54.00 52.00 40.25
Assam 79.00 75.75 75.75 73.50 69.25
Bihar 78.00 78.00 78.00 69.50 60.00
Delhi 78.25 76.00 76.75 71.50 63.50
Gujarat 78.25 78.25 78.25 75.00 65.75
Haryana 80.50 78.00 79.25 71.50 NA
Karnataka 75.75 75.75 75.75 74.25 66.25
Madhya Pradesh 78.50 78.50 78.50 72.50 61.50
Maharashtra 75.50 75.50 75.50 75.50 62.50
Punjab 81.00 76.75 79.25 71.75 NA
Rajasthan 82.00 82.00 82.00 74.00 65.00
Tamil Nadu 50.00 50.00 50.00 50.00 NA
Uttar Pradesh 79.75 77.25 79.75 72.75 62.50
West Bengal 85.50 78.00 82.50 76.50 66.50

NA: No Vacancies or data not available.

IBPS Clerk Final Allotment Cut-Off 2023-24 (State-wise)
State / UT UR (General) OBC EWS SC ST
Andhra Pradesh 41.38 41.38 41.00 36.50 32.38
Assam 41.50 37.88 37.75 36.38 32.00
Bihar 42.75 41.13 41.63 34.13 32.88
Delhi 44.25 41.25 42.25 37.63 33.00
Gujarat 42.25 39.13 40.50 37.75 32.25
Haryana 45.00 41.38 42.63 36.75 NA
Karnataka 40.13 39.13 38.25 35.50 31.00
Madhya Pradesh 43.13 41.50 41.63 36.00 31.13
Maharashtra 41.13 39.63 39.75 37.88 30.75
Punjab 46.25 41.25 43.25 37.50 NA
Rajasthan 45.25 42.50 43.25 36.88 32.75
Tamil Nadu 39.75 39.50 34.50 33.00 NA
Uttar Pradesh 44.00 41.75 42.88 36.75 34.00
West Bengal 45.50 40.13 42.50 38.50 33.25

NA: No Vacancies or data not available.

IBPS Clerk ESM Cut-Off 2023 (State-wise)
State / UT Prelims Cut-Off (Out of 100) Final Allotment Cut-Off (Out of 100)
Andhra Pradesh 52.75 31.88
Bihar 46.00 31.25
Delhi 48.50 33.00
Gujarat 50.00 28.38
Karnataka 47.75 24.38
Maharashtra 49.75 24.25
Punjab 54.25 30.38
Rajasthan 45.25 26.25
Uttar Pradesh 51.50 30.75
West Bengal 47.00 27.50
IBPS Clerk Prelims Cut-Off 2024 (State-wise)
State / UT UR (General) OBC EWS SC ST
Andhra Pradesh 76.50 76.50 76.50 72.00 65.75
Bihar 74.00 74.00 74.00 65.25 58.50
Delhi 76.75 74.50 75.00 69.75 61.25
Gujarat 75.25 75.25 75.25 71.00 64.00
Karnataka 72.50 72.50 72.50 70.00 63.75
Madhya Pradesh 77.00 77.00 77.00 70.00 60.50
Maharashtra 72.50 72.50 72.50 72.50 60.00
Punjab 78.00 74.25 76.50 68.50 NA
Rajasthan 78.25 78.25 78.25 70.25 64.50
Uttar Pradesh 77.50 75.00 77.50 70.00 61.75
West Bengal 80.25 75.50 78.00 72.25 64.00

NA: No Vacancies or data not available for this category.

IBPS Clerk Final Allotment Cut-Off 2024-25 (State-wise)
State / UT UR (General) OBC EWS SC ST
Andhra Pradesh 40.50 40.50 39.75 35.88 31.50
Bihar 42.13 40.25 40.88 33.75 32.00
Delhi 43.50 40.75 41.50 36.88 32.25
Gujarat 41.00 38.25 39.38 36.50 31.00
Karnataka 39.25 38.13 37.50 34.25 30.13
Madhya Pradesh 42.38 40.75 41.00 35.25 30.38
Maharashtra 39.25 37.88 38.13 36.75 29.50
Punjab 45.00 40.50 42.38 36.25 NA
Rajasthan 44.13 41.75 42.50 35.75 31.88
Uttar Pradesh 42.13 40.38 41.25 35.50 33.13
West Bengal 44.13 39.25 41.75 37.38 32.50

NA: No Vacancies or data not available for this category.

IBPS Clerk ESM Cut-Off 2024 (State-wise)
State / UT Prelims Cut-Off (Out of 100) Final Allotment Cut-Off (Out of 100)
Bihar 44.75 30.50
Delhi 47.25 32.13
Gujarat 49.00 27.50
Maharashtra 48.50 23.88
Punjab 52.75 31.13
Rajasthan 44.00 25.75
Uttar Pradesh 50.25 29.50
West Bengal 46.50 26.88
Expected IBPS Clerk Prelims Cut-Off 2025 (State-wise)
State / UT UR (General) OBC EWS SC ST
Andhra Pradesh 75 - 80 75 - 80 75 - 80 70 - 75 64 - 69
Bihar 73 - 78 73 - 78 73 - 78 64 - 69 57 - 62
Delhi 76 - 81 73 - 78 74 - 79 68 - 73 60 - 65
Gujarat 74 - 79 74 - 79 74 - 79 70 - 75 63 - 68
Karnataka 71 - 76 71 - 76 71 - 76 69 - 74 62 - 67
Madhya Pradesh 76 - 81 76 - 81 76 - 81 69 - 74 60 - 65
Maharashtra 72 - 77 72 - 77 72 - 77 72 - 77 59 - 64
Punjab 78 - 83 73 - 78 75 - 80 67 - 72 NA
Rajasthan 77 - 82 77 - 82 77 - 82 69 - 74 63 - 68
Uttar Pradesh 77 - 82 74 - 79 77 - 82 69 - 74 61 - 66
West Bengal 80 - 85 75 - 80 77 - 82 71 - 76 63 - 68

NA: No Vacancies or data not available for this category.

Expected IBPS Clerk Final Allotment Cut-Off 2025 (State-wise)
State / UT UR (General) OBC EWS SC ST
Andhra Pradesh 40 - 44 40 - 44 39 - 43 35 - 39 31 - 35
Bihar 42 - 46 40 - 44 40 - 44 33 - 37 32 - 36
Delhi 43 - 47 40 - 44 41 - 45 36 - 40 32 - 36
Gujarat 41 - 45 38 - 42 39 - 43 36 - 40 31 - 35
Karnataka 39 - 43 38 - 42 37 - 41 34 - 38 30 - 34
Madhya Pradesh 42 - 46 40 - 44 41 - 45 35 - 39 30 - 34
Maharashtra 39 - 43 37 - 41 38 - 42 36 - 40 29 - 33
Punjab 45 - 49 40 - 44 42 - 46 36 - 40 NA
Rajasthan 44 - 48 41 - 45 42 - 46 35 - 39 31 - 35
Uttar Pradesh 42 - 46 40 - 44 41 - 45 35 - 39 33 - 37
West Bengal 44 - 48 39 - 43 41 - 45 37 - 41 32 - 36

NA: No Vacancies or data not available for this category.

Expected IBPS Clerk ESM Cut-Off 2025 (State-wise)
State / UT Prelims Cut-Off (Out of 100) Final Allotment Cut-Off (Out of 100)
Bihar 44 - 49 30 - 34
Delhi 47 - 52 32 - 36
Gujarat 48 - 53 27 - 31
Maharashtra 48 - 53 23 - 27
Punjab 52 - 57 31 - 35
Rajasthan 44 - 49 25 - 29
Uttar Pradesh 50 - 55 29 - 33
West Bengal 46 - 51 26 - 30

Note: These are expected ranges based on previous year trends. The official cut-offs will be released by IBPS after the results.

Key Insights from the Final Cut-Off Data:
  • The 40-45 Range: In most high-competition states, the final cut-off for the General category consistently falls in the 40-45 range (out of 100). This is your ultimate benchmark.
  • The Role of GA and English: To get a score that translates to 45+ out of 100, you need to perform exceptionally well in the General/Financial Awareness and English sections. These are the sections where you can score high marks in less time, creating a buffer for the more calculation-intensive Quant and Reasoning sections.
  • A Game of Fine Margins: The difference between selection and rejection can be as little as 0.25 marks. This highlights the importance of accuracy and minimizing negative marking in the Mains exam.

Conclusion: Turning Data into a Strategy

Analyzing previous year's cut-offs is a powerful exercise. It demystifies the exam and provides you with a clear, data-backed target. For the IBPS Clerk 2025 exam, your strategy should be twofold:

  1. For Prelims: Aim for a consistent mock test score of 80+. Build your speed to a level where you can comfortably attempt 85-90 questions with high accuracy in 60 minutes.
  2. For Mains: Aim for a raw score of 90-100+ out of 200. This will likely translate to a normalized score of 45+ out of 100, placing you in a very strong position for final allotment.

Use these numbers not as a source of pressure, but as a source of direction. Let them guide your preparation, inform your mock test analysis, and fuel your journey towards becoming a bank clerk. The path is clear, and the target is set. Now, it's time to execute.

KKT

Written by: KK Tiwari

Published on:

Meet KK Tiwari, a leading expert in government exam analysis. With over 9 years of experience, he provides in-depth guides on syllabus, exam patterns, and cut-offs.

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Freqently Asked Questions (FAQs)

What is the IBPS Clerk cut-off?

The IBPS Clerk cut-off is the minimum score a candidate must achieve in either the Prelims or Mains exam to be considered for the next stage or for final allotment.

Are Prelims marks considered for the final IBPS Clerk cut-off?

No, the Prelims exam is only qualifying. The final cut-off and merit list are based solely on the marks obtained in the Main Examination.

Why does the IBPS Clerk cut-off vary for each state?

The cut-off varies for each state due to differences in the number of vacancies available in that state and the number of candidates applying from that state.

What are the main factors that determine the cut-off?

The main factors include the total number of vacancies, the difficulty level of the examination, and the total number of candidates appearing for the exam.

Is there a sectional cut-off in the IBPS Clerk exam?

Yes, a crucial part of the IBPS Clerk exam is that candidates must clear the minimum cut-off score in each section (sectional cut-off) in both the Prelims and Mains exams.

What is a 'safe score' to target for the IBPS Clerk Prelims?

While it varies by state and year, aiming for a score of 80-85+ out of 100 in mock tests is generally considered a safe target to clear the Prelims cut-off for most states.

Is there an interview in the IBPS Clerk selection process?

No, there is no interview for the IBPS Clerk post. The final selection is based only on the marks obtained in the Main Examination.

How is the final cut-off calculated?

The scores obtained by a candidate in the Main Examination (out of 200) are normalized to a score out of 100 to determine the final cut-off and merit list.

Why was the 2023 final cut-off lower than in previous years?

A lower cut-off, as seen in the 2023-24 cycle, generally indicates that the Mains exam paper was significantly tougher compared to previous years, leading to lower average scores among all candidates.

Where can I check the official IBPS Clerk cut-off marks?

The official cut-off marks are published along with the scorecard for each stage on the official website of the Institute of Banking Personnel Selection (IBPS): www.ibps.in.
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