Last Updated on: 09 Jan 2026, 08:39 AM
IBPS Clerk Previous Year Cut-Offs (2020-2024): A Strategic Analysis for Success
An in-depth analysis of the official IBPS Clerk Prelims & Mains Cut Off marks from 2020 to 2024. Understand the trends and set a smart target score for success.
IBPS Clerk Previous Year Cut Off (2020-2024): A Detailed Trend Analysis
The cut-off is the ultimate benchmark every IBPS Clerk aspirant chases. This deep dive into the Prelims and Mains cut-off trends from the past five years will help you understand the competition and set a winning target.
The Key to Banking Exams: Understanding State-wise Cut-Offs
Before we dive into the numbers, it's crucial to understand a key feature of the IBPS Clerk exam: the cut-offs are declared **state-wise**. This means the cut-off for Maharashtra will be different from the cut-off for Uttar Pradesh. This happens because the number of vacancies and the number of applicants vary from state to state. Therefore, when setting your target, you should always refer to the cut-off of the state you are applying from.
For this analysis, we will refer to the cut-offs of a few representative states to understand the general trend.
IBPS Clerk Prelims Cut-Off: The Speed Test Benchmark
The Prelims is a qualifying stage. Your score here is only to get you shortlisted for the Mains. The following table shows the Prelims cut-off (out of 100) for the General (UR) category in a high-competition state like Uttar Pradesh.
| Exam Cycle | Cut-Off Score (Out of 100) |
|---|---|
| 2023-24 | 74.25 |
| 2022-23 | 84.25 |
| 2021-22 | 77.00 |
| 2020-21 | 73.50 |
- The Volatility: The most striking feature is the fluctuation. The significant jump to 84.25 in 2022 and the subsequent drop in 2023 show how much the cut-off can vary based on the paper's difficulty and the number of vacancies.
- The 75+ Target: Barring the high-scoring 2022 exam, the cut-off has generally been in the 70s. This tells us that a consistent mock test score of **80-85+** is a very safe target to aim for, ensuring you are well-protected against any fluctuations.
- Speed is Everything: Achieving a score of 80+ in 60 minutes is only possible with a strategy that prioritizes speed and question selection. This data reinforces the need to master "speed maths" and quick-win reasoning topics.
The Final Frontier: IBPS Clerk Mains & Final Allotment Cut-Off Analysis
This is the number that matters. Since there is no interview, your score in the Mains exam is the sole determinant of your final selection. The marks obtained in the Mains (out of 200) are normalized to a score out of 100 for the final merit list.
Let's look at the Final Allotment Cut-Off (out of 100) for the General (UR) category in a few representative states.
| Exam Cycle | Uttar Pradesh | Maharashtra | West Bengal |
|---|---|---|---|
| 2023-24 | 42.75 | 38.75 | 44.50 |
| 2022-23 | 40.88 | 36.00 | 42.63 |
| 2021-22 | 46.00 | 41.25 | 47.50 |
| 2020-21 | 44.56 | 40.13 | 44.88 |
This data is based on official results. For state-specific cut-offs, always refer to the official scorecards on www.ibps.in.
| State / UT | UR (General) | OBC | EWS | SC | ST |
|---|---|---|---|---|---|
| Andhra Pradesh | 54.00 | 54.00 | 54.00 | 52.00 | 40.25 |
| Assam | 79.00 | 75.75 | 75.75 | 73.50 | 69.25 |
| Bihar | 78.00 | 78.00 | 78.00 | 69.50 | 60.00 |
| Delhi | 78.25 | 76.00 | 76.75 | 71.50 | 63.50 |
| Gujarat | 78.25 | 78.25 | 78.25 | 75.00 | 65.75 |
| Haryana | 80.50 | 78.00 | 79.25 | 71.50 | NA |
| Karnataka | 75.75 | 75.75 | 75.75 | 74.25 | 66.25 |
| Madhya Pradesh | 78.50 | 78.50 | 78.50 | 72.50 | 61.50 |
| Maharashtra | 75.50 | 75.50 | 75.50 | 75.50 | 62.50 |
| Punjab | 81.00 | 76.75 | 79.25 | 71.75 | NA |
| Rajasthan | 82.00 | 82.00 | 82.00 | 74.00 | 65.00 |
| Tamil Nadu | 50.00 | 50.00 | 50.00 | 50.00 | NA |
| Uttar Pradesh | 79.75 | 77.25 | 79.75 | 72.75 | 62.50 |
| West Bengal | 85.50 | 78.00 | 82.50 | 76.50 | 66.50 |
NA: No Vacancies or data not available.
| State / UT | UR (General) | OBC | EWS | SC | ST |
|---|---|---|---|---|---|
| Andhra Pradesh | 41.38 | 41.38 | 41.00 | 36.50 | 32.38 |
| Assam | 41.50 | 37.88 | 37.75 | 36.38 | 32.00 |
| Bihar | 42.75 | 41.13 | 41.63 | 34.13 | 32.88 |
| Delhi | 44.25 | 41.25 | 42.25 | 37.63 | 33.00 |
| Gujarat | 42.25 | 39.13 | 40.50 | 37.75 | 32.25 |
| Haryana | 45.00 | 41.38 | 42.63 | 36.75 | NA |
| Karnataka | 40.13 | 39.13 | 38.25 | 35.50 | 31.00 |
| Madhya Pradesh | 43.13 | 41.50 | 41.63 | 36.00 | 31.13 |
| Maharashtra | 41.13 | 39.63 | 39.75 | 37.88 | 30.75 |
| Punjab | 46.25 | 41.25 | 43.25 | 37.50 | NA |
| Rajasthan | 45.25 | 42.50 | 43.25 | 36.88 | 32.75 |
| Tamil Nadu | 39.75 | 39.50 | 34.50 | 33.00 | NA |
| Uttar Pradesh | 44.00 | 41.75 | 42.88 | 36.75 | 34.00 |
| West Bengal | 45.50 | 40.13 | 42.50 | 38.50 | 33.25 |
NA: No Vacancies or data not available.
| State / UT | Prelims Cut-Off (Out of 100) | Final Allotment Cut-Off (Out of 100) |
|---|---|---|
| Andhra Pradesh | 52.75 | 31.88 |
| Bihar | 46.00 | 31.25 |
| Delhi | 48.50 | 33.00 |
| Gujarat | 50.00 | 28.38 |
| Karnataka | 47.75 | 24.38 |
| Maharashtra | 49.75 | 24.25 |
| Punjab | 54.25 | 30.38 |
| Rajasthan | 45.25 | 26.25 |
| Uttar Pradesh | 51.50 | 30.75 |
| West Bengal | 47.00 | 27.50 |
| State / UT | UR (General) | OBC | EWS | SC | ST |
|---|---|---|---|---|---|
| Andhra Pradesh | 76.50 | 76.50 | 76.50 | 72.00 | 65.75 |
| Bihar | 74.00 | 74.00 | 74.00 | 65.25 | 58.50 |
| Delhi | 76.75 | 74.50 | 75.00 | 69.75 | 61.25 |
| Gujarat | 75.25 | 75.25 | 75.25 | 71.00 | 64.00 |
| Karnataka | 72.50 | 72.50 | 72.50 | 70.00 | 63.75 |
| Madhya Pradesh | 77.00 | 77.00 | 77.00 | 70.00 | 60.50 |
| Maharashtra | 72.50 | 72.50 | 72.50 | 72.50 | 60.00 |
| Punjab | 78.00 | 74.25 | 76.50 | 68.50 | NA |
| Rajasthan | 78.25 | 78.25 | 78.25 | 70.25 | 64.50 |
| Uttar Pradesh | 77.50 | 75.00 | 77.50 | 70.00 | 61.75 |
| West Bengal | 80.25 | 75.50 | 78.00 | 72.25 | 64.00 |
NA: No Vacancies or data not available for this category.
| State / UT | UR (General) | OBC | EWS | SC | ST |
|---|---|---|---|---|---|
| Andhra Pradesh | 40.50 | 40.50 | 39.75 | 35.88 | 31.50 |
| Bihar | 42.13 | 40.25 | 40.88 | 33.75 | 32.00 |
| Delhi | 43.50 | 40.75 | 41.50 | 36.88 | 32.25 |
| Gujarat | 41.00 | 38.25 | 39.38 | 36.50 | 31.00 |
| Karnataka | 39.25 | 38.13 | 37.50 | 34.25 | 30.13 |
| Madhya Pradesh | 42.38 | 40.75 | 41.00 | 35.25 | 30.38 |
| Maharashtra | 39.25 | 37.88 | 38.13 | 36.75 | 29.50 |
| Punjab | 45.00 | 40.50 | 42.38 | 36.25 | NA |
| Rajasthan | 44.13 | 41.75 | 42.50 | 35.75 | 31.88 |
| Uttar Pradesh | 42.13 | 40.38 | 41.25 | 35.50 | 33.13 |
| West Bengal | 44.13 | 39.25 | 41.75 | 37.38 | 32.50 |
NA: No Vacancies or data not available for this category.
| State / UT | Prelims Cut-Off (Out of 100) | Final Allotment Cut-Off (Out of 100) |
|---|---|---|
| Bihar | 44.75 | 30.50 |
| Delhi | 47.25 | 32.13 |
| Gujarat | 49.00 | 27.50 |
| Maharashtra | 48.50 | 23.88 |
| Punjab | 52.75 | 31.13 |
| Rajasthan | 44.00 | 25.75 |
| Uttar Pradesh | 50.25 | 29.50 |
| West Bengal | 46.50 | 26.88 |
| State / UT | UR (General) | OBC | EWS | SC | ST |
|---|---|---|---|---|---|
| Andhra Pradesh | 75 - 80 | 75 - 80 | 75 - 80 | 70 - 75 | 64 - 69 |
| Bihar | 73 - 78 | 73 - 78 | 73 - 78 | 64 - 69 | 57 - 62 |
| Delhi | 76 - 81 | 73 - 78 | 74 - 79 | 68 - 73 | 60 - 65 |
| Gujarat | 74 - 79 | 74 - 79 | 74 - 79 | 70 - 75 | 63 - 68 |
| Karnataka | 71 - 76 | 71 - 76 | 71 - 76 | 69 - 74 | 62 - 67 |
| Madhya Pradesh | 76 - 81 | 76 - 81 | 76 - 81 | 69 - 74 | 60 - 65 |
| Maharashtra | 72 - 77 | 72 - 77 | 72 - 77 | 72 - 77 | 59 - 64 |
| Punjab | 78 - 83 | 73 - 78 | 75 - 80 | 67 - 72 | NA |
| Rajasthan | 77 - 82 | 77 - 82 | 77 - 82 | 69 - 74 | 63 - 68 |
| Uttar Pradesh | 77 - 82 | 74 - 79 | 77 - 82 | 69 - 74 | 61 - 66 |
| West Bengal | 80 - 85 | 75 - 80 | 77 - 82 | 71 - 76 | 63 - 68 |
NA: No Vacancies or data not available for this category.
| State / UT | UR (General) | OBC | EWS | SC | ST |
|---|---|---|---|---|---|
| Andhra Pradesh | 40 - 44 | 40 - 44 | 39 - 43 | 35 - 39 | 31 - 35 |
| Bihar | 42 - 46 | 40 - 44 | 40 - 44 | 33 - 37 | 32 - 36 |
| Delhi | 43 - 47 | 40 - 44 | 41 - 45 | 36 - 40 | 32 - 36 |
| Gujarat | 41 - 45 | 38 - 42 | 39 - 43 | 36 - 40 | 31 - 35 |
| Karnataka | 39 - 43 | 38 - 42 | 37 - 41 | 34 - 38 | 30 - 34 |
| Madhya Pradesh | 42 - 46 | 40 - 44 | 41 - 45 | 35 - 39 | 30 - 34 |
| Maharashtra | 39 - 43 | 37 - 41 | 38 - 42 | 36 - 40 | 29 - 33 |
| Punjab | 45 - 49 | 40 - 44 | 42 - 46 | 36 - 40 | NA |
| Rajasthan | 44 - 48 | 41 - 45 | 42 - 46 | 35 - 39 | 31 - 35 |
| Uttar Pradesh | 42 - 46 | 40 - 44 | 41 - 45 | 35 - 39 | 33 - 37 |
| West Bengal | 44 - 48 | 39 - 43 | 41 - 45 | 37 - 41 | 32 - 36 |
NA: No Vacancies or data not available for this category.
| State / UT | Prelims Cut-Off (Out of 100) | Final Allotment Cut-Off (Out of 100) |
|---|---|---|
| Bihar | 44 - 49 | 30 - 34 |
| Delhi | 47 - 52 | 32 - 36 |
| Gujarat | 48 - 53 | 27 - 31 |
| Maharashtra | 48 - 53 | 23 - 27 |
| Punjab | 52 - 57 | 31 - 35 |
| Rajasthan | 44 - 49 | 25 - 29 |
| Uttar Pradesh | 50 - 55 | 29 - 33 |
| West Bengal | 46 - 51 | 26 - 30 |
Note: These are expected ranges based on previous year trends. The official cut-offs will be released by IBPS after the results.
Key Insights from the Final Cut-Off Data:- The 40-45 Range: In most high-competition states, the final cut-off for the General category consistently falls in the 40-45 range (out of 100). This is your ultimate benchmark.
- The Role of GA and English: To get a score that translates to 45+ out of 100, you need to perform exceptionally well in the General/Financial Awareness and English sections. These are the sections where you can score high marks in less time, creating a buffer for the more calculation-intensive Quant and Reasoning sections.
- A Game of Fine Margins: The difference between selection and rejection can be as little as 0.25 marks. This highlights the importance of accuracy and minimizing negative marking in the Mains exam.
Conclusion: Turning Data into a Strategy
Analyzing previous year's cut-offs is a powerful exercise. It demystifies the exam and provides you with a clear, data-backed target. For the IBPS Clerk 2025 exam, your strategy should be twofold:
- For Prelims: Aim for a consistent mock test score of 80+. Build your speed to a level where you can comfortably attempt 85-90 questions with high accuracy in 60 minutes.
- For Mains: Aim for a raw score of 90-100+ out of 200. This will likely translate to a normalized score of 45+ out of 100, placing you in a very strong position for final allotment.
Use these numbers not as a source of pressure, but as a source of direction. Let them guide your preparation, inform your mock test analysis, and fuel your journey towards becoming a bank clerk. The path is clear, and the target is set. Now, it's time to execute.
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